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Currently the lowest Max Loan payday loan direct lender interest rate applied by banks was determined as 1.29%. In this case, if we make a simple housing loan calculation, people who applied to the housing loan to take home are $ 1,642 for a total of TL 1.642, total repayment of TL 198 thousand. Taking home with this housing loan interest rate, even if it is difficult for a middle-income family, it cannot go beyond imagination for narrow-income families.